Financial planning is critical to ensuring that the reputation, assets and the success of any business is not left to chance. A key component of this process is to carefully evaluate all group health, insurance and retirement options. At CCR Wealth Management, we work with our clients to identify the best financial solutions based on price and flexible plan design and service. We analyze their current programs, design and present competitive alternatives, conduct educational employee meetings at enrollment and subsequent open enrollment periods, and offer on-going service and support for all your group programs.

We offer the following services and plans:

Group Retirement Plans

Working with some of the top retirement plan providers in the country, we are able to offer our clients an array of products and services tailored to their needs, including:

• 401(k) plans
• Defined Benefit
• ESOPs
• SIMPLE-IRAs
• SEP-IRA
• Profit sharing plans

Group Life

• Basic life insurance plans that can be designed in a number of ways including schedules based on salary and/or occupation, or flat amounts for all eligible employees
• Group short term disability plans with adjustable benefit periods from 13 weeks to six months.
• Group Long Term Disability plans ranging from the typical age 65 to shorter periods. Benefits can be tailored to fit specific occupations and income levels.
• Group Voluntary Benefits plans including benefits such as long-term care, short-and-long term disability, hospital indemnity plans, dental insurance, and life insurance.

Group Health

• Group Medical Plans including comprehensive indemnity plans, HMOs, PPOs, and HSA-compatible high deductible plans
• Group Dental and Vision Plans from starter plans, covering routine checkups and basic care, to comprehensive coverage including crowns and orthodontia

Business Planning

A clearly conceived, well-documented business financial plan and the establishment of goals will ensure that a business thrives. We work with our clients to analyze their current and future needs, and make recommendations that will increase the likelihood of their success.